Finance Options
Would you like to spread the cost of your treatment?
It’s easy to spread your treatment cost with us at Wightwick Dental Practice Click here to apply now.
How much can I borrow?
You can borrow between £500 and £25,000, subject to status. You must be over 18 to apply, and you must have lived in the UK for at least 3 years.
Do I have to pay a deposit?
A deposit is not required, but if you want to pay one and so reduce the amount you borrow, this is completely up to you.
How much are the repayments?
Obviously this will depend on the amount you borrow and whether you pay a deposit. Our team will show you, completely without obligation, the monthly repayments for your particular treatment.
How do I make the repayments?
The monthly payments are collected by Direct Debit, starting one month after you sign the credit agreement, and are subject the usual guarantee from your bank.
What if I decide that I don’t want the finance?
There is a statutory ‘cooling off’ period of 14 days after signature during which you can cancel the credit agreement with no cost to you. However, if you have started any treatment which would have been financed, you will have to make other arrangements to pay for it.
Who provides the finance?
The finance is arranged through Chrysalis Finance Ltd., a company authorised and regulated by the Financial Conduct Authority to carry out the regulated activity of credit broking under Firm Reference Number 631193
+ Credit subject to status. Terms and conditions apply. Parmajit Kaur Athwal & Kamaljit Kaur Sandhar trading as Wightwick Dental Practice is an Introducer Appointed Representative of Financing First Limited, which is authorised and regulated by the Financial Conduct Authority. Parmajit Kaur Athwal & Kamaljit Kaur Sandhar is a credit broker, not a lender. The provider of a payment scheme which is not offered through or by Financing First Limited may not be so authorised and regulated. In the unlikely event of unresolved complaint in respect of finance you may refer the matter to the Financial Ombudsman Service 0800 023 4567 or 0300 123 9123 or emailing them on complaint.info@financial-ombudsman.org.uk